1) Do-it-for-me (Target Date Funds)

Keep it simple: Select a simple yet diversified age-based T.Rowe Price Target Date Retirement Fund that is geared toward your projected retirement date. These funds may be a good alternative for investors who are not comfortable actively managing their account.

Target-date funds* are designed to become more conservative over time and to be withdrawn over a long retirement period, but it does not consider your risk tolerance.

[b3-regular]* The target date and target risk funds are not a complete solution for all of your retirement savings needs. An investment in the Funds includes the risk of loss, including near, at or after the target date of the Fund. There is no guarantee that the Funds will provide adequate income at and through an investor's retirement. Selecting the fund does not guarantee that you will have adequate savings for retirement.[/b3-regular]

[b3-regular]Before investing in the Fund, you should carefully consider your investment goals, tolerance for risk, investment time horizon, and personal circumstances. There is no guarantee that the Fund will meet its investment objective and you can lose money.[/b3-regular]