50-50
false
Workplace Plans
A Smarter Way To Fund Retiree Health Benefits
Rising health care costs and financial reporting requirements make it essential for employers to plan ahead. With built-in compliance, tax advantages, and investment flexibility, the Employer Investment Program helps you meet obligations while simplifying administration.
CONTACT US
_self
_self
true
Why Choose EIP?
EIP is more than a funding tool—it’s a strategic solution. By using a dedicated trust, you can offset liabilities, reduce administrative burden, and ensure your employees have access to funds exclusively for health care benefits in retirement. Our team provides support and updates to help you stay compliant and confident.
Benefits of the Employer Investment Program
false
Simple OPEB Trust Setup
EIP simplifies the process of establishing and funding an OPEB Trust. Our solution includes administration, ready-to-adopt trust, investment options like target-risk portfolio solutions, and compliance updates—all through a single provider.
Tax-Free Advantages
Contributions to the trust, investment earnings, and disbursements for retiree health benefits are tax-free, helping you maximize value while minimizing costs.
Flexible Investment Options
Choose from a diversified lineup of mutual funds across multiple families. Adjust your investment strategy any time to align with your organization’s goals.
Frequently Asked Questions
What is an OPEB Trust?
richtext
An OPEB Trust is a dedicated account used to pre-fund retiree health benefits. It helps employers meet financial obligations and comply with GASB 75.
What is the Integral Part Trust?
richtext
The IPT is an IRS-approved funding vehicle that ensures compliance and flexibility. It’s updated as laws and circumstances change.
Can I customize the investment lineup?
richtext
Yes. MissionSquare offers a wide range of mutual funds, and you can make changes at any time to suit your organization’s needs.
fragment-block-start
fragment-block-end
Ready to Get Started?
Contact your MissionSquare representative or Plan Sponsor Services at (800) 326-7272 to begin the process.
Related Products & Information
false
EIP Brochure
Learn more about the key features, benefits, and setup steps for pre-funding retiree health benefits through an IRS-approved trust.
View Brochure
_self
tertiary
false
Retirement Health Savings Program
The RHS program helps employees prepare for future medical expenses with a tax-advantaged savings account.
View RHS
_self
tertiary
false
Understanding RMDs
Planning for RMDs is an essential step in mapping a successful retirement. Learn how to manage withdrawals, avoid penalties, and make informed decisions about your retirement accounts.
View RMDs
_self
tertiary
fragment-block-start
fragment-block-end