Secure Your Future With a MissionSquare Retirement Plan
Explore Your Retirement Planning Options
Overview of Our Plans
457(b) Plan
A 457(b) retirement plan, ideal for state and local government employees, lets you contribute pre-tax dollars to reduce your taxable income while saving for retirement. Key benefits include:
- Tax-deferred growth until withdrawal
- Higher contribution limits
- Flexible investment options
- Generous catch-up contributions
- No early withdrawal penalty before age 59 1/2
403(b) Plan
403(b) plans are designed for public education institutions, religious organizations, and certain nonprofits. Like the 457(b) plan, a 403(b) retirement plan offers pre-tax contributions. Other benefits include:
- Higher contribution limits
- Additional catch-up contributions
- Matching contributions, if offered by your employer
- Option to roll funds over to an IRA tax-free
401(a) Plan
Educational institutions, nonprofits, and government agencies typically offer this employer-sponsored retirement account. Often, employers offer a 457(b) along with a 401(a) plan. Benefits include:
- Employer-driven contributions
- Tax-deferred growth
- Flexibility to roll over funds into other plans
- Wide-ranging investment options
401(k) Plan
A 401(k) is a popular plan for building retirement savings, especially if your employer offers matching contributions. Key benefits of a 401(k) plan include:
- Flexibility in how much you want to contribute
- Pre-tax contributions, which help lower your taxable income
- Higher contribution limits
- Option to roll over funds into other retirement plans
401(h) Plan
A 401(h) retiree health account, when paired with a 401(a) plan, helps build assets for medical expenses tax-free. Benefits include:
- Pre-tax contributions to help reduce your taxable income
- Tax-free distributions for qualifying medical expenses
- Flexibility to change investment options
Retirement Health Savings Account
An RHS account is an employer-sponsored plan administered by MissionSquare. All contributions are applied to qualifying medical expenses. Key benefits include:
- Pre-tax contributions to reduce your taxable income
- Tax-free distributions for qualifying medical expenses
- Tax-deferred earnings
- Survivor benefits that transfer to eligible dependents
Take the Guesswork Out of Your Retirement Planning
Required Minimum Distribution Calculator
